Consumer Credit Services
Consumer Credit Report and ScorexPlus™ Score BUY NOW!
In today's credit conscience environment, knowing the contents of your credit report should be very important to you. Identity theft is at an all time high in the United States, which is why credit professionals recommend that you check your credit history at least once a year.
When you purchase your credit report, as an add-on, you may obtain your ScorexPlus™ score and analysis. A credit score is used by most credit grantors in the decision making process of whether or not to extend you credit. The ScorexPlus™score and analysis gives you a personalized insight on how to manage your credit and score. Your Credit Analysis then translates the mysteries of credit scores into clear explanations based on the contents of your credit report. This information is important in providing you both positive and negative factors that are affecting your score and most importantly, actions that you can take to improve your credit and score.
Credit Monitoring Service
Credit monitoring may be activated when you request your first credit report, and will remain in effect as long as you remain a subscriber of EQUIDATA® Credit Monitoring Service! Credit monitoring informs you of the most important changes to your credit report and can help keep you aware of any unexpected changes to your personal credit information. Any reported changes are posted to your online account on a daily basis, and as a reminder, we will automatically send you an email to inform you if a change has been reported. If there are no changes to your report we will send you notification via email on a monthly basis.
Credit Resolution Service
Knowing what is in your credit report and verifying the accuracy of that information is the first step towards financial strength and security. Our personalized and confidential programs will help you to better understand your credit and develop a positive plan towards improving your credit report. Our staff is among the most experienced and professional in the business and are interested in meeting with you to create a plan to improve your credit standing today!
The WHO...WHAT...WHY...WHERE...and HOW of Consumer Credit Reports
WhoDo you know who EQUIDATA® is?
EQUIDATA®is a Virginia corporation located in Newport News. Since 1905, we have been the leading provider of credit reports to both businesses and consumers throughout the United States.
We have friendly and professional staff that can provide a copy of your credit report from Equifax, Experian, and TransUnion as well as your ScoreXPlus™ Credit Score and Analysis.
What...What does your credit report say about you?
- Identifies Who You Are
- Shows if You Have Any Public Record or Collection Items
- Shows Who Has Pulled Your Credit Report in the Last Two Years
- Shows How You Pay Your Bills
When...When did you last check your credit report?
If you don't remember, then it's been too long. To ensure your credit reflects your information accurately, check your credit history at least once a year. If you are planning a major purchase you should check your credit well in advance to avoid potential hold-ups that cause you to miss out on the best interest rates or credit opportunities.
EQUIDATA® makes it very easy for you to access the information used by creditors and employers in the decision making process.
Why...Why should you check your credit report? IF you...
- Are a victim of FRAUD or IDENTITY THEFT
- Want to know what is being reported about you
- Want to make sure your credit is accurate
- Are considering a major purchase
- Are changing your marital status or employment
- Are going through Credit Counseling or filing for bankruptcy
How...How do you get your credit report?
You can obtain a copy of your credit report, including information from all three of the national credit agencies from EQUIDATA® in the following ways:
- Internet
- In Person
- Phone
- Fax
- BUY NOW!