Get a Credit Report that Pays You Back - So You Can Enjoy What Matters
RateMatch^® Loan Savings Program

There Are Many Places You Can Get a Credit Report and Score, but Only Ours Can Show You How To SAVE!

Along With Your Credit Report, We Include RateMatch^® - a powerful loan analysis that shows you where you can save on your loans every month!

"My credit report is finally working for me! Not the other way around!"
Richard H.
Portland, Oregon

RateMatch Payment Savings Report finds an average of $239 on our customer's credit reports!

Your credit report alone can’t tell you if you can lower your payments and save. We provide a RateMatch^® Report that compares your credit report to current rates -- telling you when it’s the right time to refinance! Below are some frequently asked questions about the program:

What is a RateMatch^® Payment Savings Report?
High on anyone's list of financial frequently asked questions is, "How can I save on my loan payments?" RateHound^® uses RateMatch^® to do just this! RateMatch^® is a service that compares the loans on your credit report with those offered by financial institutions in your area. Your RateMatch^® Payment Savings Report will offer details of any money-saving opportunities you might have available. If you have opportunities to save on your loans, you will be given the option of sending your RateMatch^® Payment Savings Report information to a financial institution so they can contact you about refinancing your loans.

Is a RateMatch^® Payment Savings Report a firm offer of credit?
No. Your RateMatch^® Payment Savings Report will show how much you could save if you choose to refinance with the financial institution listed on the report. After the information is forwarded to the financial institution, they will contact you to finalize the information needed to refinance the loan or loans.

But I thought the RateMatch^® Payment Savings Report showed me how much I can save based on my credit report? Isn't that good enough?
Each financial institution has different lending criteria. The credit report and credit score are big parts, but other things—such as your current income, length of employment, how long you have lived at your present address, etc.—play a role in the loan underwriting and approval process. That is why additional information must be gathered before you can be approved for a loan.

I received a Rate'Trac" report. What is this?
Sometimes, there may not be a participating financial institution in your area. In this case, you '- will receive a Rate'Trac" report which compares your loans with the average payments offered by financial institutions in your area as reported by DataTrac^®, America's largest database of loan rates.

Is EQUIDATA^® a credit bureau?
No. Although we offer credit reports as an information services company, we do not gather credit data or maintain a database of credit reports.

RateMatch^®, RateTrac'" and Payment Patrol" are not loan products, do not provide an extension of credit, and are being offered independent of any extension of credit. Neither Equidata^® nor the RateMatch^®, RateTrac" and Payment Patrol" Products will negotiate on your behalf with lenders and creditors to obtain new or different loan or credit terms, which will remain your responsibility. Neither Equidata® nor the RateMatch^®, Rate'Trac" and Payment Patrol" Products will distribute payments to your creditors on your behalf - you must pay your lenders and creditors directly. You remain at all times responsible for paying your debts in accordance with the terms of your agreements with your lenders and creditors. Equidata® does not imply, promise or guarantee that use of the RateMatch^®, Rate'Trac" or Payment Patrol" Products will or may improve your credit record, credit history, credit rating, credit score, credit report or debt-to-income ratio, and none of these Products will help or advise you in these matters.